A single life annuity pays the most income, but stops when you die.
If you are married it is usual to have a joint life annuity which continues
to your partner if you die first. You can choose how much income your partner
will receive after you have died. For example a 50% joint life annuity means
that when you die your partner will recede 50% of your pension until they
die.
Annuity Rates