Annuity / Drawdown Advice

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What advice do you give?

I have coined the phrase "Balanced Retirement" which involves balancing the advantages and disadvantages of the relevant options and deciding which option or combination of options best fits with your circumstances and objectives. Read about Balanced Retirement

What's better, an annuity or drawdown?

The short answer is we don;t know. However we do know that in most cases there is a strong argument for annuities and in many cases a strong argument for drawdown. With our advice you we will able to weigh up the pros and cons of every options compare the case for annuities and drawdown.

What are "Third Way" policies

This term can refers to policies that off more flexibility than a standard annuity but are not as risky as pension drawdown. They include flexible annuities, variable annuities or unit linked policies with guarantees. Read about the third way

How much will it cost?

There is no cost initially. We will provide you with an initial assessment without charge or commitment.

The we will agree a fee structure before we provide more detailed advice.

It is normal to agree a fee that can be be taken directly from the pension fund when our advice is finalised